South Morang Toyota Personal Finance Solutions

Personal Vehicle Loan Options from South Morang Toyota

Flexible finance designed with your needs in mind. When you're looking to purchase a new or used car that will be driven predominantly for personal, domestic or household use, a Toyota Finance Personal Vehicle Loan can help you get into your new car sooner than you think.

At South Morang Toyota we can discuss personal finance options for you which include :

  • Toyota Access Personal Car Loan
  • Personal Fixed Rate Car Loan
  • Novated Lease

If you have any questions at all, please speak with our team or submit a finance enquiry online.

About Personal Vehicle Loans

About Personal Vehicle Loans from South Morang Toyota

Consumer Fixed Rate Car Loan

Now that you've found the car you like from South Morang Toyota, it may be time to look at a Consumer Fixed Rate Car Loan.  With this kind of loan there is :

  • The security of a fixed interest rate for the term of the loan
  • A choice of loan terms ranging from 1-5 years
  • Financing for vehicles up to 7 years old

​If you would like to know more, please speak with our team or enquire online now.

Personal Vehicle Loans from South Morang Toyota

Novated Lease

Similar to a Finance Lease, a Novated Lease provides a convenient and flexible way to make your vehicle payments directly out of your monthly salary.  With this kind of loan there is :

  • A three-way arrangement between you, Toyota Finance and your employer
  • Lease payments are taken over by your employer and are made from your pre-tax salary

​If you would like to know more, please speak with our team or enquire online now.

Personal Loan Options

Toyota Access Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead. 

Key Benefits:

  • Guaranteed Future Value (GFV)*
  • A car loan to suit you
  • More choice when your loan ends
  • Certainty
  • Lifetime of Advantages

Find Out More

Personal Loan Options

Personal Fixed Rate Car Loan

With a Personal Fixed Rate Car Loan from Toyota Finance, you can enjoy certainty when it comes to your loan, and the confidence of knowing exactly how much you will need to repay every month. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Key Benefits:

  • Choice
  • Security and confidence
  • Freedom
  • Flexibility
  • Lifetime of Advantages

Novated Lease

Similar to a Finance Lease, a Novated Lease provides a convenient and flexible way to make your vehicle payments directly out of your monthly salary.  With this kind of loan there is :

  • A three-way arrangement between you, Toyota Finance and your employer
  • Lease payments are taken over by your employer and are made from your pre-tax salary

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.