Consumer Fixed Rate Car Loan

Now that you’ve found the car you like from South Morang Toyota, it may be time to look at a Consumer Fixed Rate Car Loan.  With this kind of loan there is :

  • The security of a fixed interest rate for the term of the loan
  • A choice of loan terms ranging from 1-5 years
  • Financing for vehicles up to 7 years old

​If you would like to know more, please speak with our team or enquire online now.

Novated Lease

Similar to a Finance Lease, a Novated Lease provides a convenient and flexible way to make your vehicle payments directly out of your monthly salary.  With this kind of loan there is :

  • A three-way arrangement between you, Toyota Finance and your employer
  • Lease payments are taken over by your employer and are made from your pre-tax salary

​If you would like to know more, please speak with our team or enquire online now.

Toyota Access Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead.

Key Benefits:

  • Guaranteed Future Value (GFV)*
  • A car loan to suit you
  • More choice when your loan ends
  • Certainty
  • Lifetime of Advantages

Personal Fixed Rate Car Loan

With a Personal Fixed Rate Car Loan from Toyota Finance, you can enjoy certainty when it comes to your loan, and the confidence of knowing exactly how much you will need to repay every month. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Key Benefits:

  • Choice
  • Security and confidence
  • Freedom
  • Flexibility
  • Lifetime of Advantages

Novated Lease

A novated lease with Toyota Finance is one of the most convenient, simple and cost-effective ways to drive the Toyota you want. Take advantage of the following novated lease benefits:

  • Any car – Choose the Toyota that suits your lifestyle
  • Tax effective – Tax-effective financing through pre and post-tax salary deductions
  • Interest rate – We believe we can offer the best interest rates in the market
  • Transparent – Transparency across all rates, fees and charges
  • Buying power – Take advantage of Toyota Finance’s buying power on the cost of the car
  • Servicing & maintenance – Competitive servicing, maintenance and tyres
  • Fuel – Further savings with a Toyota Finance Fuel Card

Disclaimers


Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

*The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

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